An ?incoming payment?, typically used in Accounts Receivable, clears an open debit amount.Any references needed to identify the incoming payment may be entered in the reference document number, document header text, and clearing text In incoming payments, the system adds the bank charges to the payment amount to form the clearing amount.The functions for incoming and outgoing payments offer a field, bank charges, in which users can enter any bank charges that are part of the payment being made or received. For incoming payments the system subtracts the bank charges from the clearing amount.